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Attention homeowners in Frezno and Fresno County: Need an appraisal?

Check out the top seven reasons California homeowners order from Frezno Appraisal Group:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to cut your monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a divorce in the state of California, when real estate needs to be divided
  7. To determine the true market value of real estate to settle an estate in Fresno County or the state of California
Own a house in or near Frezno, California and need help determining the value of it? Contact Frezno Appraisal Group.

At Frezno Appraisal Group, we understand the particular needs of a homeowner looking for appraisal services. Our customary business clients get the appraisal process and the usual reporting formats. But as a consumer, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Frezno Appraisal Group, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value report than yours.

Challenge Fresno County's assessment of your property

Let's say you live in a region that's going down -- your local tax assessor may have your house overvalued. That means you're paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Frezno Appraisal Group is your #1 weapon.

Need to cancel PMI?

A fashionable way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We're seasoned in helping customers just like you get rid of unneeded PMI insurance.

HELOC recently frozen?

If your property is in or near a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be inopportune from a cash flow angle, and bad for your credit score since it may appear as though that credit line is maxed out. Frezno Appraisal Group can help you reinstate your home equity line of credit with an expert appraisal.

Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for efficiency? An appraiser from Frezno Appraisal Group can go out and check the subject and comps in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Frezno Appraisal Group can help you with that. While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home.